Loan & EMI Calculator

Calculate your monthly payment on a fixed-rate loan.

Loan amountAnnual interest rate (%)Loan term (years)

391.32

Monthly payment

3,479.38

Total interest

23,479.38

Total paid

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Loan EMI Formula Explained, With a Worked Example

How the monthly payment formula works, why a longer term cuts the payment but raises total interest, and how to check your own numbers in a calculator.

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